If you have an account in the collection, but not on your credit file?
What does it mean if an account in your credit file (S) that says you owe them nothing (Charge-off), but account was sold to a collection agency but the agency is no recovery period in their relationship and have no idea of what they are … What does this mean? Any help is appreciated. I'm trying to repair my credit, but it seems that there are holes in my reports. I am using the kit Suze Orman MyFICO and love so much, I'm not quite understand what I'm looking at this situation. Yes, I know my habit to pay to fix my credit debt, only need to be free of the bonds. All these accounts were charged over a year and say they were sent to collections, but the collection agencies are not my report and I have not contacted, then how long they should "present" in my report?
Ask the lender to agree to remove the elements of your credit report with your payment. I recommend getting an agreement by the agency for credit repair, for example, – credit-report free.totalh.com
RMR: Rick’s Rant – Credit Card Rates